<!--Finance Page-->
<style>
.anchor {
padding-top: 120px !important;
margin-top: -120px !important;
}
/*#finance li:hover {
background-color: #FF9718;
color: #fff;
}*/
#finance #how .image-header th {
position: relative;
padding-top: 40px;
}
#finance #how table tr.image-header th img {
position: absolute;
top: -25px;
left: 50%;
transform: translateX(-50%);
-webkit-transform: translateX(-50%);
-moz-transform: translateX(-50%);
-o-transform: translateX(-50%);
width: 50px;
}
#finance #how img {
width: 40px;
}
#finance #how .table td,
#store .table th {
vertical-align: middle;
}
#finance #store .table td,
#store .table th {
vertical-align: middle;
}
#finance #auto .table td,
#store .table th {
vertical-align: middle;
}
#finance .border-3 {
border-top: solid 3px;
border-bottom: solid 3px;
}
#finance .border-2 {
border: solid 2px;
}
#finance .th-border {
border-top: solid 2px;
border-bottom: solid 2px;
}
#finance .small-text {
font-size: 12px;
line-height: 16px;
}
.b-page__heading {
font-size: 54px;
margin-bottom: 0;
line-height: 60px;
}
a {
text-decoration: none;
white-space: nowrap;
}
.content {
padding: 0 20px;
}
.back-to-order-and-bookings-button {
padding: 20px 0 0 10px;
}
.my-account-accordion {
padding: 30px 20px;
}
#first-button {
border: 0;
}
.sub-header {
padding: 20px 20px 0 20px;
}
.b-accordion__content.block-tab-description ul li, ul.b-list li {
list-style-position: outside;
}
</style>
<div id="finance">
<div class="h-container">
<div>
<div class="row ">
<div class="col-12">
<h1 class="b-page__heading b-heading__primary-2 b-font__tertiary page_header">Finance at Halfords</h1>
<hr
style="background-color: #e6e6e6 !important; border-color: #e6e6e6 !important; color:#e6e6e6 !important; border-top: 1px;">
</div>
</div>
</div>
</br>
<!--BASED ON keep-on-moving-finance-20th-may-2022-->
<style>
.klaranaBG { background:center center repeat #191919; }
@media (max-width:768px) { }
</style>
<div class="col-lg-12 col-md-12 col-sm-12 h-100 mb-20">
<div class="row text-center h-position-relative h-100 d-flex align-items-center justify-content-center klaranaBG lazy lazy-bg px-30 pb-20" data-bg="url('https://cdn.media.amplience.net/i/washford/Haluk-klarna-1600x230?ecrop=1290,0,0,50')">
<div class="col-sm-12 col-md-6 col-lg-4">
<img src="https://cdn.media.amplience.net/i/washford/Haluk-klarna-motoring-for-less-lock-up_1?w=400" title="Pay Later with Klarna" class="mx-0 mb-20">
</div>
<div class="col-sm-12 col-md-6 col-lg-8">
<div class="row d-flex align-items-center justify-content-end">
<div class="col-12 text-left w-100 mb-30 pt-sm-10 pt-md-20 pt-lg-30">
<div class="d-flex align-items-end justify-content-start mb-10"><span class="text-primary font-weight-bold d-block fs-sm-xlarge fs-md-xxxlarge fs-lg-custom-3-1" style="line-height: 40px;">WITH</span> <img src="https://cdn.media.amplience.net/i/washford/Haluk-klarna-logo-white?w=75%" title="Klarna" class="p-0 m-0 ml-10"></div>
<div class="font-weight-bold text-uppercase text-white fs-sm-large fs-md-xlarge fs-lg-xxlarge">Spread the cost with Flexible Finance<sup>*</sup></div>
</div>
<div class="col-sm-12 col-md-12 col-lg-7 d-flex align-items-end justify-content-end text-right">
<div class="text-white fs-small mb-0">*Finance available subject to credit assessment, terms and conditions apply, you must be aged 18+ and a permanent UK resident, please spend responsibly.</div>
</div>
</div>
</div>
</div>
</div>
<!--BASED ON keep-on-moving-finance-20th-may-2022-->
<!--BASED ON -- clp-finance-col-6 - Start-->
<!-- <div class="row flex-column col-sm-12 mb-30 mx-auto"> -->
<!--CONTENT ASSET - FINANCE - Start-->
<!-- <div class="bg-primary b-font__secondary text-center pt-10 d-flex flex-column h-100"
style="/* min-height:400px */">
<div class="row my-auto">
<div class="col-sm-12 col-md-6 mb-sm-10 mb-md-0">
<div class="w-100 h-100 text-primary ml-sm-0 ml-md-10">
<div
class="bg-dark h-100 d-flex flex-column align-items-center justify-content-center py-sm-15 py-md-0 mx-sm-10 mx-md-0">
<h2 class="fs-sm-custom-3 fs-md-custom-3 fs-lg-custom-3 text-white text-uppercase">
<span>Spread</span> <span
class="mlsm-0 ml-md-n15 mt-n10 font-italic text-lowercase text-primary d-sm-inline d-md-block">the
cost</span>
</h2>
</div>
</div>
</div>
<div class="col-sm-12 col-md-6">
<div class="w-100 h-100 text-primary font-weight-bold">
<div
class="bg-dark h-100 d-flex flex-column align-items-center justify-content-center py-10 mx-sm-10 mx-md-0 mr-md-10">
<h3 class="text-uppercase b-heading__secondary-5">Halfords <br>flexible finance</h3>
<p class="b-font__secondary text-white font-italic font-weight-bold mb-0"
style="font-weight:100;"><span class="fs-custom-1 text-lowercase">from
£99*</span></p>
</div>
</div>
</div>
</div>
<div class="row flex-row py-sm-15 py-md-0">
<div class="col-sm-12 mx-auto mb-sm-0 mb-md-10 mt-md-10">
<span>Powered by <img class="align-bottom mt-n5 d-inline-block"
src="https://i1.adis.ws/i/washford/haluk-klarna?w=4%"
alt="Halfords Finance powered by klarna"></span>
</div>
</div>
<div class="row w-100 mb-20">
<div class="col-sm-12 ml-10">
<span class="text-white fs-small">*Finance available subject to credit assessment, terms and
conditions apply, you must be aged 18 + and a permanent UK resident, please spend
responsibly. <br class="h-hidden__lg-down">Borrowing beyond your means could seriously
affect your financial status, ensure you can afford to make your repayments on time by the
due date.</span>
</div>
</div>
</div> -->
<!--CONTENT ASSET - FINANCE - END-->
<!-- </div> -->
<!--BASED ON -- clp-finance-col-6 - END-->
<div class="row no-gutters">
<div class="col-sm-12">
<ul class="d-flex flex-wrap justify-content-around text-white bg-black-300">
<li class="">
<a href="#how-it-works" class="d-block text-white text-decoration-none text-center p-10">How it
works</a>
</li>
<li class="">
<a href="#finance-options"
class="d-block text-white text-decoration-none text-center p-10">Finance Options </a>
</li>
<li class="">
<a href="#how-to-apply" class="d-block text-white text-decoration-none text-center p-10">How to
Apply </a>
</li>
<!-- <li class="">
<a href="#finance-calculator" class="d-block text-white text-decoration-none text-center p-10">Finance Calculator </a>
</li> -->
<li class="">
<a href="#faqs" class="d-block text-white text-decoration-none p-10">FAQ's</a>
</li>
</ul>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="flex-column col-sm-12">
<div class="text-center fs-xxxlarge font-weight-bold mt-20 mb-30">Where are you shopping?</div>
</div>
</div>
<div class="row mb-30 no-gutters">
<div class="col-lg-6 col-md-6 col-sm-12 text-center bg-black-300 pt-30 pb-30 border-primary border-3">
<div class="text-white">
<img src="https://i1.adis.ws/i/washford/store2_1" alt="Store"><br>
<h4>
Halfords Retail Store</h4><br>
<a href="#finance-options" class="b-button__primary text-white">Spread the cost</a>
</div>
</div>
<div class="col-lg-6 col-md-6 col-sm-12 text-center bg-gray-900 pt-30 pb-30 border-black-300 border-3">
<div class="text-white">
<img style="margin-bottom:2%;" src="https://i1.adis.ws/i/washford/halfords-autocentre-black"
alt="Auto"><br>
<h4>Halfords Autocentre Garage</h4><br>
<a href="#auto-finance" class="b-button__submit">Spread the cost</a>
</div>
</div>
</div>
<div id="how-it-works" class="row h-100 no-gutters anchor">
<div class="flex-column col-sm-12">
<div class="text-left fs-xxxlarge font-weight-bold mt-20 mb-10">How It Works</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="flex-column col-sm-12">
<div class="text-left font-weight-normal mb-10">
<p>Got your eye on a new road bike or shiny socket set? Maybe you’ve had to have unexpected repairs
on your vehicle. Well, if you don’t fancy spending all your cash in one go, we’ve got several
finance options to help you spread the cost, covering spends over £30. </p>
</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="flex-column col-sm-12 bg-gray-200">
<div class="text-left font-weight-normal m-10">
<p>Halfords Limited and Halfords Autocentres Limited are authorised and regulated by the Financial
Conduct Authority for the purposes of credit broking (Halfords Limited reference 724263,
Halfords Autocentres Limited reference 755309)</p>
</div>
</div>
</div>
<div id="how" class="row h-100 no-gutters">
<div class="flex-container m-auto w-100">
<div class="table-responsive">
<table class="table h300 mt-30 mb-10 border">
<colgroup>
<col width="28.4%">
<col width="14.2%">
<col width="14.2%">
<col width="14.2%">
<col class="bg-gray-300" width="14.2%">
<col class="bg-gray-300" width="14.2%">
</colgroup>
<tbody>
<tr class="image-header">
<th class="bg-black-300 text-white fs-large b-font__secondary-regular">Finance Options
</th>
<th
class="bg-black-300 text-white fs-large b-font__secondary-regular th-border border-primary">
<img src="https://i1.adis.ws/i/washford/store2_1" alt="Store">
Available<br>In-store
</th>
<th
class="bg-black-300 text-white fs-large b-font__secondary-regular th-border border-primary">
<img src="https://i1.adis.ws/i/washford/halfords-click-and-collect-orange"
alt="One Icon">
Available Online<br><span class="fs-small">(Click & Collect)</span>
</th>
<th
class="bg-black-300 text-white fs-large b-font__secondary-regular th-border border-primary">
<img src="https://i1.adis.ws/i/washford/work-delivery" alt="One Icon">
Available Online<br><span class="fs-small">(Home Delivery)</span>
</th>
<th
class="bg-gray-900 text-white fs-large b-font__secondary-regular th-border border-black-300">
<img src="https://i1.adis.ws/i/washford/halfords-autocentre-black-thin"
alt="One Icon">
Available <br>In-garage
</th>
<th
class="bg-gray-900 text-white fs-large b-font__secondary-regular th-border border-black-300">
<img src="https://i1.adis.ws/i/washford/halfords-click-and-collect-black"
alt="One Icon">
Available<br>Online
</th>
</tr>
<tr>
<td class="text-center b-font__secondary-regular border-top border-bottom">
<h4 class="text-primary">Spread the Cost: 3 months</h4>
<span class="fs-small ">Pay in 3 0% APR (fixed)</span>
</td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon" class="align-middle"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
</tr>
<tr>
<td class="text-center border-bottom">
<h4 class="text-primary b-font__secondary-regular">Spread the Cost: 12 months</h4>
<span class="fs-small ">Pay in 12 0% APR (fixed)</span>
</td>
<td class="border"><img style="width: 10px" src="https://i1.adis.ws/i/washford/circle" alt="Circle Icon"/></td>
<td class="border"><img style="width: 10px" src="https://i1.adis.ws/i/washford/circle" alt="Circle Icon"/></td>
<td class="border"><img style="width: 10px" src="https://i1.adis.ws/i/washford/circle" alt="Circle Icon"/></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
</tr>
<tr>
<td class="text-center b-font__secondary-regular border-bottom">
<h4 class="text-primary">Spread the Cost: 12 months</h4>
<span class="fs-small">18.9% APR (fixed) </span>
</td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img style="width: 10px" src="https://i1.adis.ws/i/washford/circle" alt="Circle Icon"/></td>
<td class="border"><img style="width: 10px" src="https://i1.adis.ws/i/washford/circle" alt="Circle Icon"/></td>
</tr>
<tr>
<td class="text-center b-font__secondary-regular border-bottom">
<h4 class="text-primary">Spread the Cost: 24 months</h4>
<span class="fs-small">18.9% APR (fixed) </span>
</td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
</tr>
<tr>
<td class="text-center b-font__secondary-regular">
<h4 class="text-primary">Spread the Cost: 36, 48 months</h4>
<span class="fs-small">18.9% APR (fixed) </span>
</td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img src="https://i1.adis.ws/i/washford/tick_1" alt="Tick Icon"></td>
<td class="border"><img style="width: 10px" src="https://i1.adis.ws/i/washford/circle"
alt="Circle Icon"></td>
<td class="border"><img style="width: 10px" src="https://i1.adis.ws/i/washford/circle"
alt="Circle Icon"></td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="row no-gutters">
<div class="flex-column col-sm-12 bg-gray-200">
<div class="text-left font-weight-normal m-10">
<p class="pb-0">Terms and conditions apply. See the relevant section below.</p>
</div>
</div>
</div>
<div id="finance-options" class="row h-100 no-gutters anchor">
<div class="flex-column col-sm-12">
<div class="text-center fs-xxxlarge font-weight-bold mt-30 mb-10">Halfords Retail Store Finance Options
</div>
</div>
</div>
<div class="row no-gutters">
<div id="store" class="flex-container m-auto w-100">
<div class="table-responsive">
<table class="table h300 mb-30 text-center b-font__secondary-regular">
<colgroup>
<!--16.6%-->
<col width="14.28%">
<col width="14.28%">
<col width="14.28%">
<col width="14.28%">
<col width="14.28%">
<col width="14.28%">
</colgroup>
<tbody>
<tr>
<th class="bg-black-300 text-white fs-large">Duration</th>
<th class="bg-black-300 text-white fs-large">Pay in 3 </th>
<th class="bg-black-300 text-white fs-large">12<br>Months</th>
<th class="bg-black-300 text-white fs-large">24<br>Months</th>
<th class="bg-black-300 text-white fs-large">36<br>Months</th>
<th class="bg-black-300 text-white fs-large">48<br>Months</th>
</tr>
<tr>
<td><span class="fs-small">Interest rate </span></td>
<td style="background-color:#fafafa"><span class="fs-small">0%<br> APR
% (fixed)</span></td>
<td style="background-color:#f8f8f8"><span class="fs-small">18.9%<br> APR
% (fixed)</span></td>
<td style="background-color:#f5f5f5"><span class="fs-small">18.9%<br> APR
% (fixed)</span></td>
<td style="background-color:#ebebeb"><span class="fs-small">18.9%<br> APR
% (fixed)</span></td>
<td style="background-color:#dbdbdb"><span class="fs-small">18.9%<br> APR
% (fixed)</span></td>
</tr>
<tr class="spacer">
<td></td>
</tr>
<tr>
<td class="border-top border-left border-right"><span
class="fs-xxlarge">£30</span><br><span class="fs-small">Total
spend</span>
</td>
<td class="border-top border-right"><span>£10</span><br><span
class="fs-small">Per instalment £30</span>
</td>
<td class="border-top border-right"><span>N/A</span></td>
<td class="border-top border-right"><span>N/A</span></td>
<td class="border-top border-right"><span>N/A</span></td>
<td class="border-top border-right"><span>N/A</span></td>
</tr>
<tr>
<td class="border-bottom border-left border-right"><span
class="fs-small text-primary">Total amount payable</span></td>
<td class="border-bottom border-right" style="background-color:#fafafa"><span
class="text-primary">£30 </span>
</td>
<td class="border-bottom border-right" style="background-color:#f8f8f8"><span
class="text-primary">Only available on purchases of £99 or more </span></td>
<td class="border-bottom border-right" style="background-color:#f5f5f5"><span
class="text-primary">Only available on purchases of £99 or more </span></td>
<td class="border-bottom border-right" style="background-color:#f0f0f0"><span
class="text-primary">Only available on purchases of £399 or more </span></td>
<td class="border-bottom border-right" style="background-color:#ebebeb"><span
class="fs-regular text-primary">Only available on purchases of £399 or more </span></td>
</tr>
<tr class="spacer">
<td></td>
</tr>
<tr>
<td class="border-top border-left border-right"><span
class="fs-xxlarge">£300</span><br><span class="fs-small">Total
spend</span></td>
<td class="border-top border-right"><span>£100</span><br><span
class="fs-small">Per instalment</span></td>
<td class="border-top border-right"><span>£27.42</span><br><span
class="fs-small">Per month</span></td>
<td class="border-top border-right"><span>£14.90</span><br><span
class="fs-small">Per month</span></td>
<td class="border-top border-right"><span>N/A</span></td>
<td class="border-top border-right"><span>N/A</span></td>
</tr>
<tr>
<td class="border-left border-bottom border-right"><span
class="fs-small text-primary">Total amount payable</span></td>
<td class="border-bottom border-right" style="background-color:#fafafa"><span
class="fs-regular text-primary">£300</span></td>
<td class="border-bottom border-right" style="background-color:#f8f8f8"><span
class="fs-regular text-primary">£329.08</span></td>
<td class="border-bottom border-right " style="background-color:#f5f5f5"><span
class="fs-regular text-primary">£357.60</span></td>
<td class="border-bottom border-right border-right" style="background-color:#f0f0f0">
<span class="fs-regular text-primary">Only available on purchases of £399 or
more.</span>
</td>
<td class="border-bottom border-right" style="background-color:#ebebeb"><span
class="fs-regular text-primary">Only available on purchases of £399 or
more.</span></td>
</tr>
<tr class="spacer">
<td></td>
</tr>
<tr>
<td class="border-left border-top border-right"><span
class="fs-xxlarge">£500</span><br><span class="fs-small">Total
spend</span></td>
<td class="border-top border-right"><span>N/A</span></td>
<!--td class="border-top border-right"><span>£166.67</span><br><span class="fs-small">Per month</span></td-->
<td class="border-top border-right"><span>£45.71</span><br><span
class="fs-small">Per month</span></td>
<td class="border-top border-right"><span>£24.83</span><br><span
class="fs-small">Per month</span></td>
<td class="border-top border-right"><span>£17.94</span><br><span
class="fs-small">Per month</span></td>
<td class="border-top border-right"><span>£14.55</span><br><span
class="fs-small">Per month</span></td>
</tr>
<tr>
<td class="border-bottom border-left border-right"><span
class="fs-small text-primary">Total amount payable</span></td>
<td class="border-bottom border-right" style="background-color:#fafafa"><span
class="text-primary">Only available on purchases of £499 or less.</span>
</td>
<td class="border-bottom border-right" style="background-color:#f8f8f8"><span
class="text-primary">£548.47</span></td>
<td class="border-bottom border-right" style="background-color:#f5f5f5"><span
class="text-primary">£595.92</span></td>
<td class="border-bottom border-right" style="background-color:#f0f0f0"><span
class="text-primary">£645.84</span></td>
<td class="border-bottom border-right" style="background-color:#ebebeb"><span
class="fs-regular text-primary">£698.40</span></td>
</tr>
<tr class="spacer">
<td></td>
</tr>
<tr>
<td class="border-top border-left border-right"><span
class="fs-xxlarge">£1,000</span><br><span class="fs-small">Total
spend</span></td>
<td class="border-top border-right"><span>N/A</span></td>
<td class="border-top border-right"><span>£91.41</span><br><span
class="fs-small">Per month</span></td>
<td class="border-top border-right"><span>£49.66</span><br><span
class="fs-small">Per month</span></td>
<td class="border-top border-right"><span>£35.88</span><br><span
class="fs-small">Per month</span></td>
<td class="border-top border-right"><span>£29.09</span><br><span
class="fs-small">Per month</span></td>
</tr>
<tr>
<td class="border-bottom border-left border-right"><span
class="fs-small text-primary">Total amount payable</span></td>
<td class="border-bottom border-right" style="background-color:#fafafa"><span
class="fs-regular text-primary">Only available on purchases of £499 or
less.</span></td>
<td class="border-bottom border-right" style="background-color:#f8f8f8"><span
class="text-primary">£1,096.95</span></td>
<td class="border-bottom border-right" style="background-color:#f5f5f5"><span
class="text-primary">£1,191.84</span></td>
<td class="border-bottom border-right" style="background-color:#f0f0f0"><span
class="text-primary">£1,291.68</span></td>
<td class="border-bottom border-right" style="background-color:#ebebeb"><span
class="text-primary">£1,396.32</span></td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="flex-column col-sm-12">
<div class="text-left font-weight-bold fs-regular mt-10 mb-10">Terms and Conditions</div>
</div>
</div>
<div class="row">
<div class="col-lg-6 col-md-6 col-sm-12 mb-20">
<div>
<p class="fs-regular pb-0 mb-10"><strong>Representative example: 18.9% APR representative based on a loan amount of £300 repayable over 12 months at an interest rate of 18.9% p.a. (Fixed). Monthly repayment of £27.43 and a total amount payable of £357.50. Total charge for credit £57.50. </strong></p>
<p class="fs-regular lh-normal pb-0 mb-10"><strong>Finance available on spends over £30 and subject to credit assessment, terms & conditions apply, you must be aged 18 + and a permanent UK resident, please spend responsibly.</strong>
</p>
<p class="small-text">To access Klarna finance, you’ll need to have a web enabled device with you at
point of purchase. Alternatively, a store colleague can email you the link to complete the
process at home. For Click and Collect purchases, you must bring either your driving licence or
passport to store. The details on your ID must match those on your order. Please note that you
will not be able to collect your purchase without this verification. To understand how Klarna
manages customer data, please <a href="https://www.klarna.com/uk/privacy-notice/"
target="_blank">click here</a>.</p>
</div>
</div>
<div class="col-lg-6 col-md-6 col-sm-12 mb-20">
<div>
<p class="small-text mt-sm-n30 mt-md-5">Halfords Limited is authorised and regulated by the
Financial Conduct Authority (FCA FRN 724263) and acts as a credit intermediary and not a lender,
offering credit products provided by Klarna Bank AB (publ). Halfords Limited
Registered office: Icknield Street Drive, Washford West, Redditch, Worcestershire, B98 0DE
United Kingdom. Company number: 00103161. Klarna Bank AB (publ) is authorised and regulated by
the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation
Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by
the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows
EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are
available on the Financial Conduct Authority’s website. Please note that the following products
are not regulated by the FCA: Pay in 3 instalments.</p>
</div>
</div>
</div>
<div id="how-to-apply" class="row h-100 no-gutters anchor">
<div class="d-flex col-sm-12 justify-content-center align-items-center text-center">
<div>
<div style="width:62px; height:62px;"
class="m-auto float-left border-2 border-primary rounded-circle p-10">
<div style="width:40px; height:40px;" class="icon-multicolor icon-click-and-collect"></div>
</div>
<div class="float-left b-heading__secondary-5 ml-10 mt-20 mb-30">Click & Collect</div>
</div>
</div>
</div>
<div class="row mb-30 w-100 text-center justify-content-center align-middle no-gutters">
<div class="col-sm-6 col-md">
<div class="b-font__secondary-regular m-10">
<h4>Step 1</h4>
<span class="fs-small">Add your chosen products to the basket</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f8f8f8">
<div class="b-font__secondary-regular m-10">
<h4>Step 2</h4>
<span class="fs-small">At checkout, enter your billing details</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f5f5f5">
<div class="b-font__secondary-regular m-10">
<h4>Step 3</h4>
<span class="fs-small">Choose ‘Halfords Flexible Finance’ as a payment method</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f0f0f0">
<div class="b-font__secondary-regular m-10">
<h4>Step 4</h4>
<span class="fs-small">Select the duration of the finance agreement. This will also confirm your
monthly payments</span>
</div>
</div>
<div class="col-sm-12 col-md" style="background-color:#ebebeb;">
<div class="b-font__secondary-regular m-10">
<h4>Step 5</h4>
<span class="fs-small">Click ‘Apply Now’. You will then be taken through to Klarna to complete your
application</span>
</div>
</div>
<div class="col-sm-12 col-md" style="background-color:#e6e5e5;">
<div class="b-font__secondary-regular m-10">
<h4>Step 6</h4>
<span class="fs-small">Take your confirmation email and driving licence/passport to your selected
Halfords Retail Store</span>
</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="d-flex col-sm-12 justify-content-center align-items-center text-center">
<div>
<div style="width:62px; height:62px;"
class="m-auto float-left border-2 border-primary rounded-circle p-10">
<div style="width:40px; height:40px;" class="icon-multicolor icon-home-delivery"></div>
</div>
<div class="float-left b-heading__secondary-5 ml-10 mt-20 mb-30">Home/Work Delivery</div>
</div>
</div>
</div>
<div class="row mb-30 w-100 text-center align-middle no-gutters">
<div class="col-sm-6 col-md">
<div class="b-font__secondary-regular m-10">
<h4>Step 1</h4>
<span class="fs-small">Add your chosen products to the basket</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f8f8f8">
<div class="b-font__secondary-regular m-10">
<h4>Step 2</h4>
<span class="fs-small">At checkout, enter your billing details</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f5f5f5;">
<div class="b-font__secondary-regular m-10">
<h4>Step 3</h4>
<span class="fs-small">Choose ‘Halfords Flexible Finance’ as a payment method</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f0f0f0">
<div class="b-font__secondary-regular m-10">
<h4>Step 4</h4>
<span class="fs-small">Select the duration of the finance agreement. This will also confirm your
monthly payments</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#ebebeb">
<div class="b-font__secondary-regular m-10">
<h4>Step 5</h4>
<span class="fs-small">Click ‘Apply Now’. You will then be taken through to Klarna to complete your
application</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#e6e5e5">
<div class="b-font__secondary-regular m-10">
<h4>Step 6</h4>
<span class="fs-small">Once your application is approved your goods will be shipped to you!</span>
</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="d-flex col-sm-12 justify-content-center align-items-center text-center">
<div>
<div style="width:62px; height:62px;"
class="m-auto float-left border-2 border-primary rounded-circle p-10">
<div style="font-size: 27px; line-height: 38px;" class="icon-store"></div>
</div>
<div class="float-left b-heading__secondary-5 ml-10 mt-20 mb-10">In-store</div>
</div>
</div>
</div>
<div class="row mb-30 w-100 text-center align-middle no-gutters">
<!-- <div class="col-sm-6 col-md-3" >
<div class="b-font__secondary-regular m-10" >
<h4>Step 1</h4>
<span class="fs-small">Ask a Halfords team member about flexible finance.</span>
</div>
</div> -->
<div class="col-sm-6 col-md">
<div class="b-font__secondary-regular m-10">
<h4>Step 1</h4>
<span class="fs-small">Take your products to one of our colleagues</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f8f8f8">
<div class="b-font__secondary-regular m-10">
<h4>Step 2</h4>
<span class="fs-small">Let our colleague know that you would like to spread the cost with flexible
credit</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f5f5f5">
<div class="b-font__secondary-regular m-10">
<h4>Step 3</h4>
<span class="fs-small">The colleague will provide you with an information leaflet detailing the
options available to you</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f0f0f0">
<div class="b-font__secondary-regular m-10">
<h4>Step 4</h4>
<span class="fs-small">Confirm you would like to proceed with the finance payment</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#ebebeb">
<div class="b-font__secondary-regular m-10">
<h4>Step 5</h4>
<span class="fs-small">Once the colleague has started to put the transaction through, you will be
asked to finish the application on a mobile device (e.g. your mobile phone)</span>
</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="flex-column col-sm-12">
<div class="text-left font-weight-bold fs-regular mt-10 mb-10">Please Note</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="flex-column col-sm-12">
<div class="text-left font-weight-normal fs-small">If at any stage, your finance application is
declined, remember that you can still pay using card or cash. All applications are assessed
individually by Klarna and decisions are based on individual circumstances. The credit reference
agency used will be detailed on the decline email, should you want more information on your
individual credit circumstances.
</div>
</div>
</div>
<div class="row h-100 no-gutters" id="auto-finance">
<div class="flex-column col-sm-12">
<div class="text-center font-weight-bold fs-xxxlarge mt-30 mb-10">Halfords Autocentre Garage Finance Options</div>
</div>
</div>
<div class="row mb-10">
<div id="auto" class="flex-container m-auto w-100">
<div class="table-responsive">
<table class="table table h300 text-center b-font__secondary-regular">
<colgroup>
<col width="25%">
<col width="25%">
<col width="25%">
<col width="25%">
</colgroup>
<tbody>
<tr>
<th class="bg-black-300 text-white fs-large">Duration</th>
<th class="bg-black-300 text-white fs-large">Pay in 3 </th>
<th class="bg-black-300 text-white fs-large">Pay in 12 </th>
<th class="bg-black-300 text-white fs-large">24 Months</th>
</tr>
<tr>
<td><span class="fs-small">Interest rate </span></td>
<td style="background-color:#fafafa"><span class="fs-small">0%<br> APR (fixed)</span></td>
<td style="background-color:#f5f5f5"><span class="fs-small">0% <br> APR (fixed)</span></td>
<td style="background-color:#f0f0f0"><span class="fs-small">18.9% <br> APR (fixed)</span></td>
</tr>
<tr class="spacer">
<td></td>
</tr>
<tr>
<td class="border-top border-left border-right"><span class="fs-xxlarge">£300</span><br><span class="fs-small">Total Spend</span></td>
<td class="border-top border-right"><span>£100</span><br><span class="fs-small">Per instalment</span></td>
<td class="border-top border-right"><span>£25</span><br><span class="fs-small">Per instalment</span></td>
<td class="border-top border-right"><span>£14.90</span><br><span class="fs-small">Per month</span></td>
</tr>
<tr>
<td class="border-left border-bottom border-right"><span class="fs-small text-primary">Total amount payable</span></td>
<td class="border-bottom border-right" style="background-color:#fafafa"><span class="fs-regular text-primary">£300</span></td>
<td class="border-bottom border-right" style="background-color:#f8f8f8"><span class="fs-regular text-primary">£300</span></td>
<td class="border-bottom border-right " style="background-color:#f5f5f5"><span class="fs-regular text-primary">£357.60</span></td>
</tr>
<tr class="spacer">
<td></td>
</tr>
<tr>
<td class="border-left border-top border-right"><span class="fs-xxlarge">£600</span><br><span class="fs-small">Total spend</span></td>
<td class="border-top border-right"><span>£200</span><br><span class="fs-small">Per instalment</span></td>
<td class="border-top border-right"><span>£50</span><br><span class="fs-small">Per instalment</span></td>
<td class="border-top border-right"><span>£29.80</span><br><span class="fs-small">Per month</span></td>
</tr>
<tr>
<td class="border-bottom border-left border-right"><span class="fs-small text-primary">Total amount payable</span></td>
<td class="border-bottom border-right" style="background-color:#fafafa"><span class="text-primary">£600</span></td>
<td class="border-bottom border-right" style="background-color:#f8f8f8"><span class="text-primary">£600</span></td>
<td class="border-bottom border-right" style="background-color:#f5f5f5"><span class="text-primary">£715.20</span></td>
</tr>
</tbody>
</table>
</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="flex-column col-sm-12">
<div class="text-left font-weight-bold fs-regular mt-10 mb-10">Terms and Conditions</div>
</div>
</div>
<div class="row">
<div class="col-lg-6 col-md-6 col-sm-12 mb-20">
<div>
<p class="fs-regular pb-0 mb-10"><strong>Representative example: 18.9% APR representative based on a loan amount of £300 repayable over 12 months at an interest rate of 18.9% p.a. (Fixed). Monthly repayment of £27.43 and a total amount payable of £357.50. Total charge for credit £57.50. </strong></p>
<p class="fs-regular lh-normal pb-0 mb-10"><strong>Finance available on spends over £30 and subject to credit assessment, terms & conditions apply, you must be aged 18 + and a permanent UK resident, please spend responsibly.</strong>
</p>
<p class="small-text">To access Klarna finance, you’ll need to have a web enabled device with you at
point of purchase. Alternatively, a store colleague can email you the link to complete the
process at home. For Click and Collect purchases, you must bring either your driving licence or
passport to store. The details on your ID must match those on your order. Please note that you
will not be able to collect your purchase without this verification. To understand how Klarna
manages customer data, please <a href="https://www.klarna.com/uk/privacy-notice/"
target="_blank">click here</a>.</p>
</div>
</div>
<div class="col-lg-6 col-md-6 col-sm-12 mb-20">
<div>
<p class="small-text mt-sm-n30 mt-md-5">Halfords Autocentres Limited is authorised and regulated by
the Financial Conduct Authority (FCA FRN 755309) and acts as a credit intermediary and not a
lender, offering credit products provided by a limited number of finance providers, including
Klarna Bank AB (publ). Halfords Autocentres Limited Registered office: Icknield
Street Drive, Washford West, Redditch, Worcestershire, B98 0DE United Kingdom. Company number:
04050548. Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory
Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by
the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority.
Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK
for a limited period while seeking full authorisation, are available on the Financial Conduct
Authority’s website. Please note that the following products are not regulated by the FCA: Pay
in 3 instalments.</p>
</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="d-flex col-sm-12 justify-content-center align-items-center text-center">
<div>
<div style="width:62px; height:62px;"
class="m-auto float-left border-2 border-primary rounded-circle p-10">
<div style="width:40px; height:40px;" class="icon-multicolor icon-click-and-collect"></div>
</div>
<div class="float-left b-heading__secondary-5 ml-10 mt-20 mb-30">Garage Click & Collect</div>
</div>
</div>
</div>
<div class="row mb-30 w-100 text-center justify-content-center align-middle no-gutters">
<div class="col-sm-6 col-md">
<div class="b-font__secondary-regular m-10">
<h4>Step 1</h4>
<span class="fs-small">Add your chosen products to the basket</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f8f8f8">
<div class="b-font__secondary-regular m-10">
<h4>Step 2</h4>
<span class="fs-small">At checkout, enter your billing details</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f5f5f5">
<div class="b-font__secondary-regular m-10">
<h4>Step 3</h4>
<span class="fs-small">Choose ‘Halfords Flexible Finance’ as a payment method</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f0f0f0">
<div class="b-font__secondary-regular m-10">
<h4>Step 4</h4>
<span class="fs-small">Select the duration of the finance agreement. This will also confirm your
monthly payments</span>
</div>
</div>
<div class="col-sm-12 col-md" style="background-color:#ebebeb;">
<div class="b-font__secondary-regular m-10">
<h4>Step 5</h4>
<span class="fs-small">Click ‘Apply Now’. You will then be taken through to Klarna to complete your
application</span>
</div>
</div>
<div class="col-sm-12 col-md" style="background-color:#e6e5e5;">
<div class="b-font__secondary-regular m-10">
<h4>Step 6</h4>
<span class="fs-small">Take your confirmation email and driving licence/passport to your selected
Halfords Autocentre</span>
</div>
</div>
</div>
<div class="row h-100 no-gutters">
<div class="d-flex col-sm-12 justify-content-center align-items-center text-center">
<div>
<div style="width:62px; height:62px;"
class="m-auto float-left border-2 border-primary rounded-circle p-10">
<div style="width:40px; height:40px;" class="icon-multicolor icon-garage-open"></div>
</div>
<div class="float-left b-heading__secondary-5 ml-10 mt-20 mb-30">In Garage</div>
</div>
</div>
</div>
<div class="row mb-30 w-100 text-center align-middle no-gutters">
<div class="col-sm-6 col-md">
<div class="b-font__secondary-regular m-10">
<h4>Step 1</h4>
<span class="fs-small">Our colleagues will inform you of the total to be paid</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f8f8f8">
<div class="b-font__secondary-regular m-10">
<h4>Step 2</h4>
<span class="fs-small">Let our colleague know that you would like to spread the cost with flexible
credit</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f5f5f5">
<div class="b-font__secondary-regular m-10">
<h4>Step 3</h4>
<span class="fs-small">The colleague will provide you with an information leaflet detailing the
options available to you</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#f0f0f0">
<div class="b-font__secondary-regular m-10">
<h4>Step 4</h4>
<span class="fs-small">Confirm you would like to proceed with the finance payment</span>
</div>
</div>
<div class="col-sm-6 col-md" style="background-color:#ebebeb">
<div class="b-font__secondary-regular m-10">
<h4>Step 5</h4>
<span class="fs-small">Once the colleague has started to put the transaction through, you will be
asked to finish the application on a mobile device (e.g. your mobile phone).</span>
</div>
</div>
</div>
<div class="row h-100 no-gutters mb-30">
<div class="flex-col
