Alloy Wheel Insurance
Keep your alloys looking new, with Alloy Wheel Repair Insurance
Why Choose Alloy Wheel Insurance?
Alloy wheel insurance protects you against the cost of repairing everyday damage like scuffs, scratches, or kerb marks - all without having to claim through your main car insurer. That means no costly excess fees and no impact on your no-claims bonus.
Our recommended partner, MotorEasy, covers most cars up to 5 years old and 60,000 miles. You can claim up to four times per year, with all types of alloys covered - from standard to diamond-cut.
Designed to help you keep your car looking its best, alloy wheel insurance also helps protect your vehicle’s re-sale value and avoid damage penalties when returning a lease car.
As with all MotorEasy products, you’ll benefit from:
- A trusted nationwide repair network ensuring quality workmanship
- Expert UK-based support whenever you need advice or help with a claim
What's covered?
Alloy wheel insurance protects you against damage caused by:
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Kerbing
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Potholes
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Road Debris
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Up to 4 alloy wheel claims per year
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Alloy repairs at your home or work
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Up to £100 in wheel skimming
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Alloy and Diamond cut wheels
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New and used cars
Key Benefits
Damaged alloy wheels can spoil the look of your car and even reduce its value. If you’re leasing a vehicle, scuffed alloys could also lead to costly penalties when you return it to the dealer or leasing company.
- Covers repairs to both standard and diamond-cut alloy wheels.
- Make up to 4 repair claims per year.
- Repairs can be completed at your home or another convenient location.
- Receive up to £150 towards wheel replacement if repairs aren't possible.
- MotorEasy is rated Excellent on Trustpilot for customer satisfaction.
Available for cars up to 5 years old and 60,000 miles.
Customer reviews
Bradford
Easy Alloy Wheel fix. Had that nightmare feeling when you know you have damaged your alloy off a curb, but quick and professional repair carried out by friendly staff in under an hour and my wheel is back to new!! Great work thanks!
Edward
I have used MotorEasy before and the service provided was as good as ever. It was easy to book the repair, which was completed on the agreed date. No problems at all. Rachel arranged the repair for us. The only comment I would make is that I am not sure if a headset was being used but at times it was not easy to understand what was said.
J Mandalia
Had to make a claim for 2 x alloy wheel repairs. The whole process and confirmation that my claim was approved was handled quickly and professionally by Rachel Gardiner at Motoreasy.
Stefan M
Good experience with my alloy wheel insurance. Easy to deal with. Good outcome.
Swagat Mishra
I took Motor Easy Insurance as soon as I got my new Tesla and later needed a claim for alloy wheel damage. Even through the website is very interactive but I was having some trouble. Robyn helped me a lot through it and my claim was processed and soon repair was done. The whole process was a breeze after that. I would surely go with Motor Easy again. A big thanks to Robyn and Motor Easy.
Rik
I was offered a few options. When I had to change dates, this was done without fuss.
FAQS
Prices start from around £60 per year, depending on your vehicle and wheel type. A small claim fee of approximately £10 may apply. Policies usually cover four claims annually, with a maximum payout of £100-£200 per wheel per year. (Based on the average price between September 2024 and September 2025.)
Alloy wheel repairs are usually covered under a comprehensive motor insurance policy if the damage results from a covered event such as a collision or vandalism.
However, for everyday wear and tear, it’s often more cost-effective to take out a dedicated alloy wheel insurance policy. This allows you to repair minor damage without paying an excess fee or making a claim that could impact your no-claims bonus.
Using your main insurance for small repairs can cost as much as the repair itself and may even lead to higher premiums in the future. Alloy wheel insurance offers a smart, affordable alternative that helps you protect your no-claims discount and avoid unnecessary premium increases.
Depending on your driving style and the daily risks you encounter, alloy wheel insurance can be a cost-effective way to cover repair costs without paying expensive excess fees through your main insurer. It's particularly useful for drivers of premium or newer vehicles, where even minor alloy damage can reduce resale value. If you regularly experience scuffs or kerb marks, this type of cover offers a smart, affordable way to keep your wheels looking their best.
Things to consider:
- Do you have a history of scratching or damaging your car's alloys?
- Is your car often parked on a street with kerbs?
It covers cosmetic damage like scratches and scuffs and provides a fixed amount toward replacement if a wheel can’t be repaired. Unlike standard insurance, there’s no large excess to worry about and no effect on your no-claims bonus.
Drivers in urban environments with tight parking and potholed roads can benefit the most.
Leasing a vehicle? This cover can help you avoid hefty end-of-lease charges for wheel damage.